How was your christmas?

So how was your christmas celebration?  Ours was very happy with reunion with family and friends.  It was great to see again our aunts, uncles and cousins.  It was a great reunion since we had some relatives who came from abroad to celebrate the holidays with us this time.  We had so much fun with games prepared by my aunt in their house and we also did the white elephant game for our exchange gifts.  

Of course, we also had sumptuous feast of our favorite food durng this christmas season.  I think I have gained about 10lbs, (lol!) the entire holiday season.  Gee, really need to lose weight soon for the upcoming wedding of my cousin on January.  Crash diet, it is!

An easy way to find suppliers...

Whether you are looking for some Orlando Realtors or Raleigh Realtors or any other realtors in other state, the best site to check is ClickSmart.com. They have a complete listing of contractors, home and office services, even massage therapists.  Of course they are popular for mortgage brokers and real estate agents.  But I was suprised that you can also use the site to look for suppliers for weddings and events. I should be part of that listing.  You just need to key-in the zipcode of the area you are looking at, or even just the state or city if you are not familiar with the code, then it directs you to a comprehensive list of suppliers in that area.  Isn't really a great click smart?

Good Business for next year...

What could be some good business for next year? Well according to the news, getting into services business would still be a good option. They said checking out some food franchises could be a good alternative since these business have tried and tested formula already. Although, it requires a good amount of capital to start up this business. Well, they said that auto parts franchises could also be a possible good business for next year. I am not sure how true could this be. But realizing that a number of people won't actually buy new vehicles and instead stay afloat and just use and settle their existing vehicles, there could be truth into this. A number would just replace auto parts instead of buying a new car. We are one of them!

Future interest

Had a reunion with cousins and we met with some who found and bought Round Rock tx homes. They were inviting us over to their new place and said how much they love the new property they got. They were even ecouraging us to explore Austin Real Estate so we could see for ourselves the beautiful properties in their area.  Well, we would be open to the idea since we really want our home to be close to some relatives.  Living abroad is really hard especially if you don't have family to be with you.  So we really might consider it as our future interest.  

Christmas Meme

Stole this from Peachy.

1. Wrapping paper or gift bags? - Wrapping Paper

2. Real tree or Artificial? Artificial.

3. When do you put up the tree? - 1st week of December

4. When do you take the tree down? - After the three kings.

5. Do you like eggnog? - Yes.  

6. Favorite gift received as a child? - Barbie Dolls

7. Hardest person to buy for? - the MIL

8. Easiest person to buy for? - my kids

9. Do you have a nativity scene? - No, we don't have it.

10. Mail or email Christmas cards? - Mail

11. Worst Christmas gift you ever received? - don't like any dust collector items.

12. Favorite for Christmas dinner? - Lechon!

13. When do you start shopping for Christmas? - 1st week of December

14. Have you ever recycled a Christmas present? - Of course not!

15. Favorite thing to eat at Christmas? - Sweets like fruit salad, leche flan, etc.

16. Lights on the tree? - Yes, we do have.

17. Favorite Christmas song? - The Christmas Song. 

18. Travel at Christmas or stay home? - yes, we did a lot of travelling from one reunion to another.

19. Angel on the tree top or a star? Star.

20. Open the presents Christmas Eve or morning? Christmas Morning

Fight Lawsuit

As we look forward to a brand new year, I hope everyone will be free from any accidents, any problems including any lawsuits in the future. And if ever you come across some concerns like this, get the help of a risk-free lawsuit loan that can assist you in just paying it when you win the case. Isn't it a good risk-free opportunity? Thank goodness for this kind of company.  Face the challenges and fight this lawsuits.  

Happy Holidays!

I hope everyone had a good celebration of the christmas day!  Our family wishes everyone the true blessing of Christmas.  May love continue to reign in our hearts.  This is the time of lovely get togethers with our family and friends.  We also like to wish everyone more blessings to come in the coming year.  And despite all the trials and difficulties, may we all find joy in each day that we live!

Merry Christmas and Happy New Year!

Ordering a curtain?

For a high ceiling like this, what could be a best option to put in the windows? Roman shades or Curtain? That is actually what I need to decide on regarding the house. I might consider getting it from Natural Curtain Company. I am gearing towards the use of curtain instead. I love the homey feeling of the curtain than the blinds or shades. The company offers a made to measure curtain in different fabric at a very good price. Buying and ordering online is so easy. They have instruction sheet from their website on how to properly measure the height and width of the curtain. Next thing is to choose a fabric. They have a wide selection of fabric material from soft cotton, 100% linen. They also have stripes, cashmere or velvet. I would want a 100% soft cotton fabric in color of brown sugar color curtain. Then you would choose what kind of heading would you want. I am choosing Tab Top among others like eyelet and different kinds of pleats. Then you would choose whether you want it with lining.  Then you would just have to key in the measurements after.  All steps are in an easy 1-2-3.  Ordering curtains have never been this easy before.  

Blog Love Award

Thanks to Jacqui for this award.

Rules:
1. Put the logo on your blog.
2. Add a link to the person who shared it with you.
3. Pass this award to your blog lover friends.
4. Add your link to the list of participants below.
5. Leave a message for your nominee on their Blog.

Blog Lovers: Soul Anchor; Cookies Corner; Life is good and beautiful; my life story; Memoirs of Pinay in America; My so called Life; Aprilheart; Happy Trails ; mehnuscripts ; Living A' La Mode ; Bits and Pieces ; Life's Simple Pleasures; Urban Living; YOU

Snag it if you are a blog lover!

For babies...

Last weekend, I attended a baby shower of my friend who is due to give birth by January. It was a fun baby shower party with all the games and prizes in store for the mom-to-be. There were prizes as well for the guests. And the food was good too. My friend did not request for too many Baby Clothes since she ordered a lot from Chula Mama. When she showed us the great items she purchased online, I got envy. Makes me think I want to have babies again. They are just so cute. I should have learned about that site during my last two pregnancies. I shall remember it now and even consider getting some Baby Bedding from them. Their selection of designs are just so adorable. My friend was telling me that she got most of the items from them. They have complete line even for maternity. They also have Baby Furniture and even those prams and strollers. They even offer free shipping for orders above $150. What a great value. Now, I know where to get nice baby items in case I will get pregnant again, which I am still hoping we would by 2010.  I would also recommend the site to my mommy-friends.  

Good to be sick?

I have been sick since last weekend. And yesterday, I already lost my voice. I also do not have the appetite to eat. Every food seems bland. I'm not sure if I would be glad by it since I have lost about 4 lbs already because of my bad colds. That actually saves me from trying to buy some Anoretix, as fat burners. I will be part of the wedding entourage by January so I badly need to lose weight. I was at first afraid of not losing even an inch from my waistline but with this sickness, I think I would be able to lose about 4 more lbs if my appetite is not back yet after even after couple of days. I just hope I could restrain to pig out come christmas day.

Business Plan for next year...

It's a totally different ball game next year. This year has entirely been good for my company. I had lesser accounts but more quality ones. Well, I would like to keep it that way hopefully by next year. Would want to have a steady list of accounts to handle since I would like to build up our portfolio for corporate events. I would like to do the groundwork already by early part of the year. In fact, the husband is also urging to work around it already even at this time. Most of the businesses I know are folding up because of the global recession. For social events, a lot of clients are even asking if they can pay in credit cards the suppliers. Well, a number has really gone to the idea of using their plastic cards. I still do not accept this from of payment but with say about 60% of clients are asking about it, I might consider opening some Merchant accounts. But I am also thinking about the possibility of expanding more the scope of the services. Online marketing is widely used now and we would be able to reach more to our target market especially those based abroad if we would produce something that would be widely available in the internet. To do this, I might need extra investment to make a whole new concept. Could a business loan help me? I read somewhere that some institutions like Online Check offers fast business loan which has a less stringent requirements and applications than doing it with banks. They also offer fast approval and no hidden closing fees or costs.  After doing the studies in the next couple of weeks, I would know if I would need it.  

Saturday 9-'Tis the season!

1. Do you enjoy receiving or giving presents more? 

I actually love both.  I love buying gifts and of course, I love receiving as well. 

2. What is you favorite holiday film? - A lot actually, I can't think of what exactly now. 

3. Have you started or finished your gift shopping? - I'm almost close to finishing.  I should be done this weekend. 

4. What does this time of year mean to you? - It's all about sharing.  

5. What is your favorite holiday song? - The Christmas Song.

6. What do you love about the holiday season? - It's all about festivities, reunions, meeting friends and relatives and a lot of eating.

7. What do you hate about the holiday season? - I'll definitely gain weight again!  

8. Do religious ceremonies play a part in your holiday traditions? If yes, how? - Attending midnight mass.  

9. Who will you spend the holidays with? We will spend it with the whole family.

My career type: Artistic

I guess the resuly of this quiz is very appropriate for me. Yes, I am more on the artistic side rather than the analytical one. I love thinking about the creative and not the usual math and science subject. In school before, I prefer extra-curricular activities rathen than school projects. No wonder, I am doing events now particularly social ones. I just love being around with people.

You are expressive, original, and independent. Your talents lie in your artistic abilities: creative writing, drama, crafts, music, or art. You would make an excellent: Actor - Art Teacher - Book Editor Clothes Designer - Comedian - Composer Dancer - DJ - Graphic Designer Illustrator - Musician - Sculptor The worst career options for your are conventional careers, like bank teller or secretary.

What's Your Ideal Career?

Time to get a new overcoat

We went out to party last night with friends and it was freaking cold outside. Good thing I was wearing my cashmere overcoat. But the husband forgot his sweater so this morning, he has some bad colds. I was reprimanding him why he didn't bring his overcoat and he was complaning that he badly one. Well, it's his way of bashing with me so I would get him a new one. I totally knew him. Apparently, I really have plans of getting him new mens wool coat which I saw from Sanyo Fashion House. Wanted to get him something that would be perfect for him to use whether going out to some parties or even use it over his office attire.   I saw a nice black wool coat that could he could use on an everyday casual out or could even be used when attending formal events especially now that he is often asked to attend some christmas parties. In choosing and buying an overcoat, I found out that it would always be best to get something that features the breath thermo technology because that would definitely keep you warm even in a very cold weather. Well, the one that I wanted to get for the husband has that feature, so that explains the price of it. It's worth it anyway.

Gifts for the Moms

I just now have few people in my list to buy christmas presents. I know, it's just about 6 days before and yet I am not yet done. Well, no matter how early I start with christmas shopping, I still end up doing some last minute trips to the mall. We still don't have a gift to two important people, my mom and the husband's mom. I actually do not know what to give to both of them. I don't think they would like bags since they've got lots of it already. For my mom, I am thinking to give her a Sterling Silver Jewelry. She has some special fascination recently with those Fashion Jewelry which she saw from one of my aunts who bought it from Jewelry Payless. I might get it from there too since I learned that they do provide quality sterling silver jewelry at very affordable prices. In fairness, the bracelet my aunt was wearing the other day to the party looks fabulous. I hope the mom of the husband would like it too. I am planning to get her a necklace instead. As for my mom, she needs a great pair of earrings in time for my cousin's wedding next year since she would be one of the godmothers. I might get her also some fashion bracelet which would go well with her silvery dress.   Gee, browsing through their site makes me want to get for myself too!

Travel Plans

I have been distracted since this morning about some great travel deals I am seeing online.  I can't help but plan for our vacations next year. I am really hoping we could already push through with our trip to the west coast.  I also want to plan for some asian cruise. I would also love to go to Australia to visit a friend.  And my ultimate travel dream is to go to Europe on 2010!  Gee, I just can't stop day dreaming!

Living...

in a highly urbanized city meaning easy access to beautiful things like these...

Red is hot!

Absolute Technology?

Thanks again to Aggie for letting me snagged some q's:

1. What was the last thing you purchased from a vending machine?
What's a vending machine?  Bwahaha.  It has been ages.  But as far as i could remember, it a tissue paper from those public toilets.  
2. What was the last thing you made copies of on a photocopier?
Reception Seatplan of my client.
3. When did you last use a pay telephone?

It has been years already.  Thanks to technology of cellular phones.
4. How often do you visit an automatic teller machine?
Ahm, everyday?  lol.  Atleast, once a week. 
5. Which of your daily tasks would you most like to see automated?
I seldom do household chores actually.  yeah, I know it's bad.  But in case I would, I would want like most of the house chores be automated like cooking, cleaning the house, washing dishes.  Are there robots for hire? hehehe

Few Things...

This came from Aggie.

1. … things you can’t live without.
:: Material?  Laptop, Cellphone, Internet and say, my bags?
2. … of the best moments in your life.
:: Deciding to live the rest of my life with the husband.
3. … celebrities you can’t stand.
:: those teeny boppers! 
4. … books you enjoy(ed) reading.
:: I love shopaholic series but I'm not in reading mode at this time.
5. … items in your purse/backpack/on your desk.
:: Laptop. Cellphone, wallet and some diet pills. (shhh!)

Greetings Time!

With just about 9 days before christmas, it is time to get the best calling card to use in calling all our relatives and friends abroad. I'm sure it would be a lot of greetings along the way and I wanted to know which one offers the greatest value.  We will be calling few friends in Australia and also relatives of course in the Philippines.   Can't wait to actually listen about their stories again and how much they are enjoying partying this christmas season with all the reunions.  We miss all of them actually.  So I better know which one offers longer minutes and better deal from getmecallingcards.com's review.   Looking forward to talking to all of them!

I love flannel pj's!

You seek comfort above everything else. You rather feel good than look good. You are a very relaxed person, especially when you're surrounded by your favorite things and people. You are a homebody. Home is the place where you can truly be yourself. You are likely to wear pajamas a lot. In fact, you often change into your pj's the minute you get home!

What Kind of Pajamas Are You?

Undecided...

Went out with friends yesterday.  Had my time to go on shopping for christmas gifts.  Supposed to watch a movie but we traded off the time to shopping instead.   Thank goodness for CITI credit cards, I don't have to bring a lot of cash. I made a big switch to this card because of Zero Interest Credit Card and Balance Transfer No Fee which I all learned from comparecards.com. Now, I just need to plan ahead my purchases based on cut-off periods of the cards. While shopping I also have to remember which card offers some discounts for some stores. I had to use a different card fordifferent stores. 

After tiring myself in shopping, we met for late lunch and coffee plus dessert afterwards.  Then we went to 2 designer bag stores.  We were coaching one friend to buy her own LV bag already.  I think she made a decision on what to buy already after trying few pieces.  We both like the neverfull GM but we agreed to get the Damier instead of the Monogram.  Too bad, the store doesn't have it yet so we are thinking to get it overseas.  Afterwards, we went to another designer bag store.  To our suprise, few collections were on sale including the wallet which I was so tempted to get because it was 15% off.  Friends were encouraging me to get it already because the store even overs 3-months deferred payment.  Oh,  I almost bought it but good thing I was able to indure temptation.  Hahaha!  I went home empty handed.  But I still have till end of the month to decide whether to get it or not since the store sale is up to that time.  

Safety First

We went to visit the house construction today. We met with the village adminstrator. The workers were actually required to use safety equipment in the site. They were very particular about it. In fact, they fined us for one worker who was not wearing his uniform when the administrator visited the site.  Well, we cannot complain enought because we also feel the importance of using safety tools because it would even save us a lot of money by avoiding accidents.   We have instructed the the contractor to actually practice and be very strict on compliance about safety of the workers.  

Investing on Real Estate

I am not sure if its a good time to actually invest in a real estate. In fact, because of the global economic crisis, a number of properties are experiencing foreclosure problems. Consumers cannot pay most of their mortgages since companies have been cutting down on employment jobs. My cousin who is actually selling some branson real estate said that he is indeed experiencing the slowdown of market sales. The dollar is slowly going down so as the stock market. Consumers doesn't want to spend a lot in big purchases. Instead, they are keeping their money to their shelter.  With the downfall also of most financial investment companies, consumers are keen on making sure they would get their money back after investing.  And since putting down a big amount of dollars for any real estate property, they are actually putting this investment idea on the side.  Instead, liquidity is most important that anything else.   Having enough cash on your vault matters especially during crisis.  This turnout makes the real estate market across US to go down in prices to encourage more consumers to make the investment.  For thos risk takers, it could be beneficial.  In fact, making sure it is a calculated risk makes sense.  But not all are willing to take it anyway.  

Movies

I missed watching this movie.  Supposed to watch it yesterday with friends but then decided trade shopping instead.  Hehehe.  Husband doesn't watch it so we opted to see The Day the Earth Stood Still in theater last night.  Apparently, I wasn't too happy as well with the movie.  It's a so-so movie.  At first, it was ok.  I felt the climax already at the beginning but towards the middle part, I was waiting for action-packed but it didn't happen up to the ending.  For me, it lacked presence.  Oh, I miss watching good movies!  Maybe, we should just do it in DVD's.  

About Beds

I'm excited that the husband would be in a long vacation in time for the christmas break. We would be going around some furniture shops and home depot sites to check few pieces for the house we are building. It's also time to firm up all decors and furnishings with the interior designer so they can start production of these items. We want the fabrication and construction to almost finish at the same time. So now, we have been thinking on what to get for our beds. Well, it is one of my non-negotiable items so I would really want to get a beautiful one. Saw some great selections from Time4Sleep. I particularly wanted the Bali Style bed. It is in a nice chocolate brown leather and its in an ottoman storage system. It provides four times the storage of a normal divan since you just have to lift up the mattress and I can hide away all othe extra beddings.   I also been thinking on what to get for the kids room. We plan that they do share one room for a while.  We would use the other room as the play area instead.  And if a baby boy comes along the way in the future, we can just convert it to a nursery after.  Now, do you really feel my excitement about all these things?  It gives me a certain high!  lol!

Four of Five!

Snagged it from Aggie.

1. Places you would like to visit and why.
I so love travelling.  If given enough money and time, I would really wish I can travel the whole world.  Lining  up the next four places I have been eyeing to go to in the next coule of years, well aside from US.

Amanpulo - dream local destination

Australia - to visit a very good friend. 

Paris - a european tour would do.

Japan - next asian destination

2. Favorite things to munch on! 

Chocolates
Brownies

Chips

Cashew Nuts

3. Favorite sites for online shopping. 

Gap, Banana Rep, Old Navy

All aboard Toys or Toys R Us

Amazon

4. Things you have to get done this weekend.
Finish all due tasks.

Bring the kids to pediatrician

Fit a gown.

Visit the house. 

5. Things that pop up when you google your name.
My blogs

My Friendster

My company website

Testimonials of clients

If we have a van...

I almost can't believe that you can get a van insurance which is almost 70%. It would be an unbeatable rate indeed. Well not here in my country but my visiting cousin said they recently bought a Santa Fe in their hometown and they enjoyed the discount they got from Autonet Insurance. Apparently, they just learned things from a friend who also got their vehicle insurance from the same site. I wish there is something like it here that doesn't only offer great savings but also a reliable customer service. Autonet Insurance Group has an enviable reputation for providing high quality insurance products. Our resources enable us to add genuine value that goes beyond product supply to create an unmatched customer experience. Well, anyone who needs vehicle insurance can actually check on them. They are one of the largest's insurance brokers in United Kingdom so no doubt that they do get the full trust of their clients and also formed a good relationship with most insurance companies in their country. I was amazed as how my cousin got their polic by just keying all information on-line. She was even saying that did sent her information on competitive rates in the market and the possible options for her requirements.   Next year, we have plans to buy a new vehicle.  We are hoping a van as well for the growing family.  I wish there would be something like this here already by that time.  

The Bathroom...

I don't think it would be bad to wish something like this for the master's bathroom...



Got this from a local celebrity home magazine. Notice that massage bed right in the middle? Wish we could have something like it as well. And the tub is big enough to enjoy a bubble bath after a hard's day work. The bathroom sink is so cool, having two basins which would be perfect for me and the husband especially on a rush morning. And yes, I would love all towels to be in white and rolled like that underneath. It makes you feel like you are in a hotel or a spa probably. With a crisp modern designs like these, even cleaning materials should not be settled for less. Getting a reliable Miele vacuum cleaners could be a good choice.

My dreamhouse means...

What the House Test Says About You

You consider yourself important, but no more important than anyone else. You love attention, but you don't feel like you deserve more of it than anyone else. You aren't against being community oriented, but it's not really your thing. You tend to prefer to focus on your family and not the neighborhood around you. You are a playful, charming, and seductive person. People feel instantly close to you. You take good care of your physical appearance. You dress well, stay in shape, and do your best to look great. You are moved by romance and love. You are optimistic about people, and you love hearing about happy endings.

The House Test

I want air purifiers!

Since one of my daughters is suffering from atopic dermatitis, i am now looking for a good air purifier in the market. I want to get those air purifiers I saw in the mall with the green thing on top and with water moving/waving inside. I just can't remember what is it called. So I had to search the internet and read about the different air cleaners available. I was suprised that there are actually kinds of air cleaners. In fact, the site I got to provides guidelines on how to choose the perfect one based on your need. There are air cleaners for thos who have allergies, those who wants to quit smoking or even hepa air purifier are available as well. I didn't see from the list the one I saw in the mall but now I am thinking to check it further based on what i learned from the site.

Scorecard for Wives...

Taken from the book by Dr. William W. Orr

Are you willing to take this test and be as honest as possible?

Use a system of gradation:

1. If your answer is "never" or "not at all" = 0
2. If you answer "a little or sometimes" = 1
3. If your answer " an average amount" = 2
4. If you answer "frequently, or usually" = 3
5. If your answer is " regularly or practically always" = 4

Perfect score is 40. If your garde is below twenty-five, there is much need for improvement.

Now for the questions:

1. Do you try to make the home interesting, atrractive, cheerful, a place of rest and relaxation-devoting as much thought and study to that as you would to a job "downtown"?

2. Do you encourage your husband to go out frequently with his men friends, though it means leaving you home alone?

3. Do you serve meals that are enticing in variety and atrractiveness?

4. Do you handle household finances in a businesslike way?

5. Do you keep yourself attractive (though not offensively so!) in appearance, in order that your husband may be proud to have everyone know you are his wife?

6. Are you a "good sport" : cheerful and uncomplaining, punctual, not nagging, not insisting on having your own way or the last word, not making a fuss over trifles or requiring him to solve minor problems that you should handle alone?

7. Do you bolster your husband's ego, not comparing him unfavorably with more successful men but making him feel that he is the most successful man you ever met?

8. Do you prevent your mother and other relatives from intruding unduly, and show courtesy and considerations to his own relatives?

9. Do you take a sympathetic and intelligent interest in his business- yet leaving him a free hand, not criticizing associates or offering advice unless asked; and realizing that he must often give time to his business when you would rather have him give that time to you?

10. Do you cultivate an interest in his friends and recreations, so you can make a satisfactory partner of his leisure hours?

Now, how did you do?

The husband...

has been complaining that he rarely uses his golf clubs. Well, I noticed that too. Apparently, work has been consuming most of his time. I have prepared myself for it.  The new role he is playing now is very demanding and I shouldn't complain enough.  Neither he because when he made that decision, we know what he's getting into.  More so for next year when he would have to prove himself for one full year.  I'm pretty sure though that he could get by.  He's very good at what he does.  

WHAT?

Disclaimer:  I'm not in debt!

You Are 40% Likely to Survive Another Great Depression

Your habits are pretty on par with the average person. Unfortunately, this means your chances aren't good in another Great Depression. Start saving your money now. Living in debt isn't doing you any favors. Also figure out how to live a little more cheaply. Every little bit you can trim will help.

Could You Survive Another Great Depression?

One down...

I'm done with one of the gifts for the husband. I'm still saving up for another one before the exact christmas day. I hope he would really like it and I'm also haggling for the best possible rate I can get from a supplier. I am also thinking of giving him a Lazy Boy which would be perfect for our den. I would partner it with a home theater carpet I have in mind. But I guess this would have to wait till the complete construction of the house. I would just save up for it for our anniversary.  This is the most expensive season indeed.  

The kids will miss Mickey...

Yes, they would really do. We had plans to celebrate the holidays in the company of Mickey Mouse and Friends supposed to be in Orlando for this Christmas. But we forego the plan. Too bad because the in-laws have really been preparing for our arrival. In fact, my sister-in-law even got already discount Disney tickets. They would be proceeding with the plan without our whole family anyway. They would be celebrating with Mickey's Very Merry Christmas Party. I'm sure it would be a great fun.   They would be there on a select night this month.  I'm sure the park will be beautifully dressed on holiday trimmings.  There would be holiday entertainment, holiday parade and the much-awaited fireworks display.  I heard there would be Disney Character Greetings and even special holiday treats.  Our niece and nephew would definitely enjoy the favorite Magic Kingdom rides and attractions.  My sister-in-law is also saying that they are very much looking forward for the snow show.  The park will have some snows within the party time.  It would be such a great experiene to like walk dow Main Street and drink a hot chocolate and munching holiday cookies for free while soft snowflakes drift through the air.  Ah, we would really miss all of these!  Hope we could really go next year. But there are still some debates around it. But I have high hopes about it. I'm praying hard!

Cutouts!

You could entirely feel my excitement. My regular reads now would be all about home interior magazines. I'm starting to get a love of interior designing. Hmm, makes me think if I could pursue a career into it. For the meantime, I am making a career for the upcoming house so I have been cutting all pictures that caught my fancy. We would definitely like to furnish the new house with all modern furniture. Most will be customized so I'm keeping myself abreast with the latest designs. I'm putting everything in a sketch book so I would have something to show the interior designer when we meet next week.

Can you believe this?

Have you heard about AARP Reverse Mortgage?  This is an amazing deal especially for senior citizens. Imagine being paid back for your home equity? Yes, I almost can't believe it as well. But this a good information to be known for our parents. It is a reverse mortgage for people age 62 years old or even older. If you know someone, or say your parents or aunts who have accumulated big amount of equity or loan, they still have a chance to regain financial freedom and free their love ones from any problems in the future. The facility also offers a lifetime tax-free income. Who wouldn't want that? In this growing economic crisis, no one is spared even young ones or the seniors. Many of the elder Americans are actually struggling with the increasing cost of medical expenses, health care and even their own daily expenses. This new facility from AARP would actually eleviate this concern by providng assistance to those who will be eligible for this facility. So how can someone be eligible? You might want to look into this since it could be beneficial to our own parents. The criteria as follows: Owner of the title of the land or home must atleast be 62 years old. For my parents, they are qualified for this. There must be a substantial equity in the home of atleast 50-60%. This one, I have to check with my parents. The home must be the primary residence of the senior. The properties they could consider are, single family homes, some condominiums, town homes. They could even consider those manufactured homes even during 1976 times as long as the land is not rented or leased.   I have been reading a lot about this since I want my parents to actually avail of this.  In fact, I even informed my cousins so they can also look into it for my aunts and uncles.  For the meantime, we also would like to work something around for our living grandparents.  It would be a great help for them, aside from making it not burdensome of the loved ones who will be left behind.  

Got lucky

Just got off from a phone conversation with my cousin based in Seattle, WA. I can't believe that she actually bought a Home Tanning Bed for her personal use. Well, she complains that the sun doesn't really shine all the time on her side of the world and she was so itching to get her perfect tan. And since she cannot take a long holiday break to go to the beach, she instead coarsed her husband to buy her a Tanning Bed as a christmas gift. Her husband just ordered it online from a renowned seller called HomeTanningBed which provides even free shipping. Lucky girl huh?!

I'm cookie monster!

You Are Cookie Monster

Misunderstood as a primal monster, you're a true hedonist with a huge sweet tooth. You are usually feeling: Hungry. Cookies are preferred, but you'll eat anything if cookies aren't around. You are famous for: Your slightly crazy eyes and usual way of speaking How you life your life: In the moment. "Me want COOKIE!"

The Sesame Street Personality Quiz

The husband...

is out watching the Pacquio-Dela Hoya match in a big screen with my dad. I'm left to tend with the kids, instead I'm here infront of the computer. I have a number of researches to do including about cerebral palsy since I got hooked when I came across about this congenitel disease in Discovery Channel last night. It's better to be equipped with information like this and hoping and praying that it would not happen to any of my kids or to anyone close to me.  I also have the chance to just clean up the bedroom after lunch as I feel like we have tons of mess around.  I can't wait to pack all things in box and get rid of all the trash.  I just hope I won't be sentimental about all the unnecessary things around the house.  

Is it worth it?

Have you had any experience with blow up beds? We are considering to get one as a temporary air matress for the kids room. Since they have not going to be sleeping entirely to the new room, cause we still prefer co-sleeping with them, I don't think buying an expensive bed for them is a wise idea.  I'm thinking that air beds like these could be a good buy especially that we are expecting a number of guests who will sleep over for the holidays.  I saw a site that reviews these kind of air mattresses.    I have been reading the feedbacks from them but I would like to know also if there are other opinions that you can share.  I want to know if it's worth it. 

Six Food Questions

From Aggie.

1. When was the last time you ate fast food?
We ate in Mcdonald's Eastwood yesterday after going around the new mall.  The kids are really not tired of eating spaghetti everytime.  

2. If you get a meal on the run, are you more likely to get something unhealthy, like a burger and fries, or healthy, like a salad?
It's easier to eat the hamburger than the salad when you are on the run like driving right?  Lol!

3. Of the meals you’ve cooked at home in the past week, have they been generally more healthy or less healthy than what you would have ordered in a restaurant?
Cooking at home is still a healthier habit.  Though, recently we had sinigang na baboy, menudo and crabs!  Hehehe.

4. Take the quiz: What Does Your Burger Say About You?  Hahaha!  Very true of me!

What Your Burger Says About You

You are very gluttonous. Even if you're full, you'll still clear your plate. You are likely a fairly picky eater. And you're secretly a little squeamish about some foods. You are very traditional in your tastes. You are unlikely to go for a gourmet burger... and very likely to go for fries. You are emotional. You have a big heart, and you tend to go for comfort foods.

What Does Your Burger Say About You?

5. What was the last meal you prepared for yourself?
I just had breakfast.  Coffee and pandesal with corned beef!  

6. When was the last time you exercised for more than 30 minutes?
Can't remember!  Hahaha!

Yesterday...

I felt so wasted. I felt like wasting precious time on the road while I was so stuck in the middle of the heavy traffic. Travel to Makati took me 2 hours and travel to another city took me another 2 hours and a half. I should have cancelled that meeting anyway. But it was an important one since I have to meet already the web developer for his recommendations for a Web Hosting company, which I want to hire for one of our clients. Apparently, I was informed that they do have everything listed in their site. How I wish I didnt go out anymore. All I wanted to know anyway are the some guidelines on how to choose the right webhosting company.  At the end of the day, i finally got what I wanted to know.  Good thing because I need to present everything to the client today.  Hope they would like my presentation!

Food Cravings

1. What food are you craving right now?
I'm craving for steamed crabs.

2. Which fast-food chain serves the best Chicken?
I love KFC

3. What type of meat do you generally prefer?
Lean meat.

4. Do you save the packets of condiments that come with take out food for later use?
I don't.

5. Are you the type that can freely put a lobster in boiling water and not feel any guilt?
I don't like lobsters actually. I prefer just shrimps. hehehe.

Antivirus Software

I'm a Mac user and although they said that Apple computers are not somehow magically immune to viruses and that these computers are remarkably free of viruses or pests, I have been thinking if this does mean that I should totally ignore an  Antivirus Software? I bought few accessories yesterday for my Mac and found out that there are a number of software available as well like the CyberDefender.  The sales girl told me to beware of some free download antivirus software since most creates problems with Mac's operating system.  Instead, they encourage consumers to get those applicable softwares which has an anti-virus, anti-spyware, anti-phishing and spam (which I highly need), and even has an early detection network.  I now been planning to buy one for myself since I totally get annoyed in those pop-up ads everytime I open a site.  And sometimes, I am not weary in opening any emails from friends which might contain viruses and can do a lot of harm to my Mac.  I also been receiving a lot of those spam emails.  I also like a software that can warn me for those phishing sites or other potentially dangerous websites.  I believe it would be better to be armed and guarded than be sorry later.

Rushing for the sale...

I am planning to go again today to the Richwell Sale. I want to check out if they have nice swing sets for the kids. I still can't figure out if this would actually fit the very small lawn we would have but nevertheless, I dont want to take chances on missing these great sales.  I'm sure the kids would have a blast when we finally have one.  I also want to partner it with a playhouse and a slide.  I wonder if I could get one later.  Crossing my fingers. 

5 for Thursday

Snagged this from Joy.

1. Which is your favorite grocery store? Why?
I usually go to Shopwise Libis.  I usually go on the first wednesday of the month when they have double your points for wisecard members.  The libis branch is huge with a wide selection for items even dry goods.

2 What is the worst and weirdest food you have ever eaten?
I don't like exotic foods.  I just go by the ordinary.

3. Pancakes, Waffles or French Toast which do you prefer? Why?
French Toast!  I super love it!

4. Do you eat the ‘heels’ of bread loaves?
Yes, I do.

5. Are there certain food items that you enjoy so much that you dare not have
them around because you will over indulge?
Chocolate cake!  I just love everything chocolate.  But I always have a chocolate in the fridge.  

15 days to go...

we are supposed to be travelling as a family for a great holiday.  We are set to leave on the 19th of December.  Unfortunately, it won't push through as we have made other plans which would be best for the future of the family.  We thought, the trip could wait.  I'm so geared up and ready for the trip supposedly that I bought a new trench coat which was on sale last June.  And the kids are all set for their outfits as well.  I was hoping to feel a white christmas!  lol! Good thing we didn't buy yet the Rimowa luggages  I have been wanting to get.  Anyway, we really hope we could take time to go on vacation next year instead.  

What do I want for christmas?

For the twelve days of Christmas, your true love will send you:

Twelve street musicians drumming Eleven christmas trees a-twinkling Ten ice skaters a-leaping Nine ladies singing Eight sheep a-milking Seven gingerbread men a-crumbling Six Santas a-hohohoing Five golden bowls of chicken noodle soup Four calling bill collectors Three French chefs bearing escargot Two starving Olsen twins And a fairy in a olive tree

What Will You Get for the 12 Days of Christmas?

Last night, the husband is asking me what I want for christmas.  I honestly do not know yet exactly what I want for christmas.  Well, that is if we are talking about material things, lol! There are just so many things I want like a new phone, a new watch, a new bag, and a whole lot more. Let's not count it now, ok? But I told him a good "paper" gift would do. What I mean by paper could just be a "money gift!" hahaha. Whatever amount could actually add up to my whole christmas budget for myself. Or I told him he could just get me those personalized gift cards from GiftCardLab. This kind of card could actually be accepted anywhere where Visa is used. And I can even used it to buy ingredients for the christmas dinner in the groceries. Or I could opt to use it to gas up my vehicles. He better give me something that I can use for months in gasoline station! It is such a a very practical gift actually. I hope he will get a hint on what I like. 

A garden...

This is not the exact specs of the house.  But I am really hoping we could have a very nice garden where the kids can play.  I wouldn't mind learning about gardening.   It would be a perfect home where we can just relax on a gazebo on the other end.  I can settle for an inflatable pool instead.    And the place would be a great venue to party with friends and families.  Wish, wish, wish!

Infrared Sauna

Have you heard about Infrared Saunas? I have been looking for one within the area since I heard that this kind of sauna treats a lot of body ailments. My mom has been encouraging me to look for this saunas which she learned from her sister. One of the spas in their state actually offers this kind of sauna. It claims to be beneficial to those people who have complaints with Arthritis, Asthma, Eczema, Ulcers, High Blood Pressure, Joint Stiffness and a lot others. And I am more convinced on what it can do since I recently saw my aunt who dramatically loses weight. Well she said that it was all because of the far infrared saunas. It makes sense. She could probably be losing weight because of it as she goes to the spa like three times a week. Hmm, I should really look for one in the area Tell me if you know one who offers it. 

Simple Things...

What are the simple things in life that makes me smile?

1. Waking up each day. It makes me thankful of everyday life.
2. Just being with family. I just love the comfort of being with the husband and the kids.
3. Hugs and kisses from my kids. Even though they have naughty acts, they are my kids and I just love everything about them.
4. Having good friends around. I just love to laugh around with friends.
5. Our secured work. I am thankful for my work. Although, it is not always easy but I am getting by.
6. And for material things, just browsing over the sites of LV and Chanel! lol!

Well, there are just a lot of things to be thankful about each day. I'm pretty easy to convince and easy to laugh. Sometimes, a simple joke or just a sweet-nothings from the husband can make my day complete. Now, I shouldn't fret that life is so busy. I like it anyway!

Expanding your business?

I got an email this morning regarding a seminar on how to expand your business.  I'm actually interested with it since I really have plans to venture to something business related to my work-at-home set-up.  Apparently, during this time of hardship, we would want to augment our income.  In fact, whether you are an employee who would want to have a part-time business, or you are someone, who is looking for a new venture, attending seminars like this would help you start, manage and operate your own business.  

In my case, I would want to start off something that would be related to what I do now.  But I think I would still need some extra capitalization.  Well, I found out that financial facilities like Onlinecheck.com offers quick business loan which would take just like a credit card processing.  This kind of loan actually is different from traditional bank loans since they offer less stringent requirements suited for a busy person like me. They do guarantee faster approval with no closing cost of fees.   I am actually highly considering this kind of facility.

Too Busy...

I was too busy last week that I didn't get the chance to go online most of the time.  My work is killing me with left and right meetings the whole day.  I am also guilty of not spending quality time with the kids.  It seems like everything is in a rush.  I hope this week would be better and that I would try to relax a bit.  Since I'm pretty sure that next week would be another crazy week with my cousin based in Canada who will get married by January would be coming already.  I'm the official urban chaperon so I would be extremely busy with a lot of suppliers' meetings set with them.  

I felt bad that I miss a lot of online sales from the black friday sale.  I hope I can still catch up with whatever I missed.